Building a solid credit score is an excellent way to find financial flexibility, and steps like a secured credit card or a ...

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...

A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor scores increase borrowing risks, making responsible credit behaviour ...

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

FICO announced in addition to credit cards and loans, those 'Buy Now, Pay Later' installment purchases are also factoring into your debit calculations. Alma Galvan, a spokesperson for the Better ...

During a financial emergency, you took a five-year personal loan. You paid all instalments on time and successfully closed the loan on time. You are feeling proud of your achievement. However, after ...

CheapInsurance.com reports that your credit score influences auto insurance rates, with significant cost variations based on credit profiles and state regulations.

If you’re often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can use ...

In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social opportunities.

If you’ve been enjoying the freedom of Buy Now, Pay Later (BNPL) services, you’ve been basking in a period of little to no consequences for missed payments. BNPL lets you spread out the cost of a ...

Many consumers assume that paying bills on time, using credit cards responsibly, and avoiding risky loans are enough to keep ...

What developments around rent reporting and new credit standards portend for mortgage companies. Part 2 of a series on ...