Okay. Well, great. Good morning, everybody, and welcome to the second day of Goldman Sachs Financial Services Conference. I'm Alex Blostein, and I lead the capital markets research here at the firm.

In 2026, a key trend in emerging markets will be the rise of locally relevant digital services powered by local-language AI.

In 2025, the pace of change in online learning is unlike anything the education sector has ever experienced. From a flexible way for students to learn into a global standard: wherever and whenever you ...

It happens all the time. You're in a meeting, brainstorming with your team to uncover the next big idea. As the discussion unfolds, one of the standout ideas is yours—or so you thought. Suddenly, you ...

Independent artists bypass streaming poverty through direct sales, pay-what-you-want pricing, and email lists. Real ...

These simple switches will shrink your carbon footprint and fatten your wallet without making you feel like you're ...

The UK's intelligence, security and cyber agency creates a Christmas Challenge puzzle every year and this year marks a decade of challenges.

She’s sitting in a chair by the window. It’s 2:14 p.m. on a Tuesday. The home health aide left an hour ago. Her daughter ...