Understand the Retirement Savings Rate, including its definition, determinants, and impacts. Discover recommendations and key ...

Learn how the newest Fed rate cuts could impact homebuyers nearing retirement, from mortgage costs to downsizing choices, and ...

Meanwhile, Morningstar analyzes the 4% rule every year based on market conditions. And it says that for the typical person ...

DC asset managers weigh in on what the Federal Reserve’s widely expected interest rate cut regime may portend for retirement plan investing. The Federal Reserve’s interest rate cut finally came ...

Based on its most recent data for the third quarter of 2025, Fidelity puts the average 401 (k) savings rate at 14.2% of ...

Savers, time for your happy dance. Interest rates will stay higher for longer in 2024. The Federal Reserve held interest rates at a 23-year high this week while curtailing its estimate of rate cuts ...

Since retirees are spending less than they withdraw from financial accounts, they are accumulating money in checking accounts and may need to reinvest those assets, says Steve Utkus with Vanguard ...

On Sept. 18, the Fed lowered its benchmark interest rate by half a percentage point. Lower interest rates make savings accounts and CDs less attractive but ease the pressure on borrowers. Going heavy ...

Millennials and Gen Z adults continue to flock to the F.I.R.E. movement. By prioritizing frugality, high savings rates and ...

Although no one can reliably predict the future, spending time understanding how assumptions influence results is a solid ...

Retirement planning has undergone a seismic shift over the past few years because of a single factor: higher interest rates. I’ve been taking stock of the implications of higher yields for retirement ...

Dave Ramsey is a personal finance expert and the radio host of The Ramsey Show. Many retirees and prospective retirees look ...