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Nick Lioudis is a writer, multimedia professional, consultant, and content manager for Bread. He has also spent 10+ years as a journalist. Yarilet Perez is an experienced multimedia journalist and ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you've ever carried a balance on your credit card, you can probably recall the feeling of getting hit ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

It pays to calculate RMDs (Required Minimum Distributions) as you approach retirement or if you are already retired. You'll avoid tax penalties and preserve more of your retirement savings. Besides ...

David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

Simply put, your net worth is how much money you have left after you factor in your debts. Knowing your net worth is critical to understanding your overall financial health and ensuring you're on ...

Use market cap and share price to find shares outstanding by dividing the former by the latter. Balance sheets show issued shares by listing par values multiplied by shares issued. Issued but not ...

Calculate annual % change by dividing start by end value, raising to inverse years, minus one, times 100. Ex: a drop from $15M to $10M over 2 years is a 18.4% average annual decline. This calculation ...

The method you use for calculating your overpaid tax depends largely on the corporate configuration of your business. The forms needed to file and calculate tax vary depending on how your small ...