Over the past year, the Federal Reserve has actually added "excess reserves" to the banking system as the use of reverse repurchase agreements has declined. The economy remains relatively strong, and ...

Federal Reserve Vice Chair for Supervision Michelle Bowman said the U.S. banking system is still "sound and resilient," as ...

Scott Nevil is an experienced writer and editor with a demonstrated history of publishing content for Investopedia. He goes in-depth to create informative and actionable content around monetary policy ...

More than a century ago, Congress delegated substantial control over the nation’s money supply to a private institution (the ...

The U.S. commercial banking system remains highly liquid, supported by substantial reserve balances held at the Federal Reserve. Fed Chairman Ben Bernanke introduced a new monetary policy approach ...

The Federal Reserve’s 12 Reserve Banks, operating around our nation, help ensure that a wide range of household, community, and business economic conditions and perspectives inform Fed policies, ...

Last year, several large banks—Silicon Valley Bank, Signature Bank, and First Republic—failed. Financial regulators interrupted the cascade by expanding deposit insurance and establishing a new ...

Banks are very nervous about stablecoins. Art Wilmarth, writing in Open Banker, summarized what I take to be the view of the banking establishment, saying that because of the "intolerable threats” to ...

It was November 1914 when the Federal Reserve Bank of San Francisco first opened its rented office in the back of the old Merchants National Bank. The Federal Reserve Act of 1913 called for the ...

Fractional reserve banking is a cornerstone of modern financial systems, significantly shaping banking practices globally. The concept refers to the practice whereby banks hold only a fraction of ...