High-yield savings accounts are paying up to 5.00% APY today on the cusp of another Fed rate cut -- compare the top rates ...

APY for savings accounts sits at just 0.40%, you can find rates on the market at 10 times that — or more. (You can see some ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

The highest APY available changes frequently. As of December 10, 2025, Digital Federal Credit Union offers 5.00% APY on the ...

Checking accounts are covered by federal insurance, either through the Federal Deposit Insurance Corp. for banks or through the National Credit Union Administration for credit unions. Federal ...

Banking fees can quickly add up and eat away at any interest earned on a savings account. Fortunately, there are a number of FDIC-insured savings accounts that offer no fees whatsoever — zero monthly ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

For parents, a kids savings account allows them to teach their children about finances in a more meaningful way than a simple dinner-table lecture. Kids can make deposits and withdrawals and watch ...

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before another ...